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Whether you’re just getting started or want a refresher on what’s included with your UnitedHealthcare plan, member resources is a good place to start.Learn how to get the most out of your benefits and discover the many easy-to-use tools and programs that are available with your plan.
For some, buying health insurance can be a confusing and overwhelming process. First, you have to find a health insurance plan within your budget. Then you have to contact the company or an insurance agent in order to get a quote. Once you have all of that information, you can evaluate your options. It is a very personal and complicated process, but there are ways to simplify it.
Subsidized Health Insurance - The passing of the Affordable Care Act began the process of subsidizing (offering at a lower cost) health insurance plans for those who cannot otherwise afford health insurance and medical care.
Right now, there are hundreds of different health insurance companies participating in the Exchange offering thousands of different plans. These companies are rated on a letter grading scale (A, B, C, etc.) based on their performance. Their grade is calculated by attributes such as financial stability, claim payments, and customer service. You might also want to ask around among friends, family members, and colleagues. If their plans are working for them, they could work for you too.
You might also want to ask around among friends, family members, and colleagues. If their plans are working for them, they could work for you too. Here is list of some companies that our partners work with: Aetna, UnitedHealthCare, Humana, BCBS, Cigna, Anthem, AARP, and many others.
One thing is sure – health insurance isn’t an easy topic. How does it actually work? What’s usually covered? What do all the terms mean? Look to UnitedHealthcare to help you get clear answers about plans, premiums, benefits and more.